Car Insurance for young drivers

Obtaining cheap automobile insurance for young drivers has often been a frustrating experience, due to the sky-high premiums plenty of are forced to pay.
If you are a younger driver, in your early 20s, or have only passed your driving check, this guide aims to help by providing tips on how to receive a lovely deal on your motor cover.
There's several reasons why younger drivers pay more for their automobile insurance.
Drivers are statistically more likely to have an accident in the first five years after passing their check than at any other time. Five in three drivers will have an accident in their first year on the road.
A third of fatalities on UK roads are caused by young drivers aged 17 to 25.
Young drivers also experience more theft, fire and vandalism to their vehicles, which leads to claims on their automobile insurance.
Young drivers are more likely to be ferrying around a automobile full of friends and therefore face a much greater risk of being involved in an accident than somebody who uses their automobile to nip out to the shops mid-afternoon.

So how can you get cheap young driver automobile insurance? Much of the advice given in our standard automobile insurance guide applies equally to younger drivers. However, here are some extra tips that can help shave pounds off the cost of your motor owner.
Forget about turbo-charged cars, with gigantic spoilers, fat tyres, alloy rims and other “sexy” extras. For at least five years after passing your check, aim to drive a automobile that has a tiny engine, or is in the lowest possible insurance group.
If at all possible, avoid being added to a parent's insurance owner. It prevents you from building up your own no-claims bonus.
If you are the main driver or registered keeper of the automobile, DO NOT insure it in your parents' name and put yourself down as a named driver. This is known as “fronting” and in the event of an accident it could mean the claim is not paid. Moreover, the younger driver can be charged with driving without insurance.
Think about taking part in the Pass And method. This is a certificate where a young driver who has already passed his or her driving check receives specific lessons in night, motorway and town traffic driving. Achieving the Pass And can earn significant discounts (as much as 35%) on your automobile insurance.