Car Insurance for Women

Cheaper Car Insurance for Women Drivers

This is palpably unfair on more careful drivers, & so several companies started to offer insurance targeted for less hazardous groups such as women.

At one times, automobile insurance was much a 'one size fits all' deal, where most people would be offered fundamentally the same kinds of policies. Although safe drivers could be rewarded by building up a no claims discount, the premise of motor insurance was that the premiums of safer drivers who made less claims would subsidise the premiums of those who claimed more often.

Statistics show that women drivers are less likely to be involved in a serious accident, largely because they tend to drive more carefully & at lower speeds, & so are less likely to require to make a claim.

FEMALES ARE BETTER DRIVERS?

This means, in theory, that as a group their premiums can be kept lower as the insurance company doesn't require to pay as plenty of expensive claims.

Although most insurance providers will nowadays take the gender of a drive in to account when quoting on a policyowner, specialist insurers exist that cater only for women. Whether or not they actually provide cheaper insurance is perhaps open to query, but as quotes are free & only take a few minutes it is worth a try.